Since the fallout of the subprime and Alt-A loan market in 2007, FHA loans have received a new shot of energy throughout the housing market. Lenders, realtors, politicians, and investors have all issued statements championing the return of the  FHA Loan Program to its rightful place in helping Americans purchase their homes. Backed by HUD, FHA modernization is currently under way and the Expanding American Homeownership Act of 2007 promises to re-ignite the industry. With the help of the loan Experts at Meridian Financial and FHA, the dream of Home Ownership is still very much alive!

FHA Loans Feature:

• Low down payments
• Low closing costs
• Easy credit qualifying

First Time Home Buyer?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.

Financial help for Seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash, (See our section on Reverse Mortgages).

Thinking of  making your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

We Can Help Finance Manufactured and Mobile Homes 
FHA has financing for mobile homes and factory-built housing. We have two loan products – one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

To Get Pre-qualified for FHA Financing, Please Complete the Application Below and Submit.