The Loan Xperts  Can Get The                 Best Mortgage Loan For You!

Listening to our customers has helped to make us successful throughout Florida and the greater Tampa Bay area. As a leader in the mortgage industry, our Professionals aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to improve our efficiency and success ratio. Because market conditions are are challenging and constantly in a state of flux, we keep our fingers on the pulse of mortgage-backed securities to ensure that you get the best loan program and interest rate possible.

We know what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions – our customers.

Competition is Fierce

We understand the loan business to be a fiercely competitive market. But we also believe that there is more to financing a home or business than simply securing the lowest interest rate. That’s why we ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. We want to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or preparing for retirement.

A Loan Made Just for You

Because mortgage loans are uniquely individual, we offer a wide range of residential loan programs tailored to your specific needs, including:

· Purchase and Refinance

· Fixed Rate Mortgages

· First Time Home Buyer Program

· Reverse Mortgages

· Jumbo & Super Jumbo Loans

· Non-owner Loans

· 2nd & Vacation Home Loans

· 96.5% FHA New Home Financing

· 100% USDA Rural Home Loan Financing

· Foreign Nationals

· Business & Commercial Loans

Your Trusted Advisor

Funding your loan is just the beginning of our relationship with you. We want you as a lifetime customer, not just a one-time deal. We will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will also stay in touch and continue to educate you so that we can be your ultimate resource for mortgage financing information—your Trusted Advisor—today, tomorrow, and beyond!

Please navigate our website to learn more about the Loan Xperts, what we do for you, and how easy it is to get started.

You can find great local Saint Petersburg, Florida real estate information on Localism.com Donald Apelian is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.01%5.17%
15-yr Fixed4.4%4.63%
1-yr Adj4.22%5.24%
* national averages







:
 
Fannie, Freddie Remain State Wards
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With no blueprints for the future and no clear exit strategy for the government, Fannie and Freddie are focusing for now on the U.S. loan-modification program...Read More
 
Menendez Prodded Fed to Aid Lender
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Sen. Robert Menendez wrote to the Fed last July asking it to approve a bank takeover that would have kept two of his campaign contributors from losing their investments in the ailing bank...Read More
 
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2/8/2010 8:19 PM
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Greece's Fiscal Woes Bring Bailout Questions
2/9/2010 1:57 AM
If the sovereign-debt worries that are infecting the euro-zone's weakest members intensify, and Greece has trouble refinancing its heavy borrowings, policy makers will have several options to help Greece out of its jam...Read More
 
Fed's Bullard Talks of Mortgage-Asset Sales
2/8/2010 8:37 PM
The president of the St. Louis Fed said the central bank should begin gradually selling its mortgage-securities holdings later this year despite concerns from some investors the move would raise mortgage rate...Read More
 
Canada Fears Housing Bubble
2/8/2010 8:08 PM
As the U.S. struggles to get out of its housing slump, its neighbor to the north faces a different challenge: Canada's housing recovery has been so rapid that some here are worrying about a bubble...Read More
 
Fed to Outline 'Exit Strategy'
2/8/2010 2:17 PM
The Fed's Bernanke will begin this week to lay out a credit-tightening blueprint to be used when the central bank decides the economy has recovered sufficiently...Read More
 
Japan's Current Account Surplus Grew
2/8/2010 1:26 PM
Supported partly by stronger demand in Asia for electronics and auto parts, Japan's economic recovery likely picked up steam late last year. Exports, particularly to emerging markets, will remain key in the current quarter....Read More
 
Geithner: U.S. Bond Rating Is Safe
2/7/2010 5:59 PM
Treasury Secretary Timothy Geithner said the U.S. wasn't in danger of losing its triple-A bond rating, in the wake of a warning from Moody's Investors Services about U.S. treasury-bond rating...Read More





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