The Loan Xperts  Can Get The                 Best Mortgage Loan For You!

Listening to our customers has helped to make us successful throughout Florida and the greater Tampa Bay area. As a leader in the mortgage industry, our Professionals aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to improve our efficiency and success ratio. Because market conditions are are challenging and constantly in a state of flux, we keep our fingers on the pulse of mortgage-backed securities to ensure that you get the best loan program and interest rate possible.

We know what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions – our customers.

Competition is Fierce

We understand the loan business to be a fiercely competitive market. But we also believe that there is more to financing a home or business than simply securing the lowest interest rate. That’s why we ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. We want to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or preparing for retirement.

A Loan Made Just for You

Because mortgage loans are uniquely individual, we offer a wide range of residential loan programs tailored to your specific needs, including:

· Purchase and Refinance

· Fixed Rate Mortgages

· First Time Home Buyer Program

· Reverse Mortgages

· Jumbo & Super Jumbo Loans

· Non-owner Loans

· 2nd & Vacation Home Loans

· 96.5% FHA New Home Financing

· 100% USDA Rural Home Loan Financing

· Foreign Nationals

· Business & Commercial Loans

Your Trusted Advisor

Funding your loan is just the beginning of our relationship with you. We want you as a lifetime customer, not just a one-time deal. We will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will also stay in touch and continue to educate you so that we can be your ultimate resource for mortgage financing information—your Trusted Advisor—today, tomorrow, and beyond!

Please navigate our website to learn more about the Loan Xperts, what we do for you, and how easy it is to get started.

You can find great local Saint Petersburg, Florida real estate information on Localism.com Donald Apelian is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages







:
 
Mixed News on U.S. Jobs, Trade
3/11/2010 3:10 PM
Only slightly fewer U.S. workers filed first-time claims for jobless benefits last week, a sign that the job market's revival remains tenuous, while a separate report showed the U.S. trade gap narrowed in January as exports and imports fell...Read More
 
Fed Gets Credit for Rescue
3/11/2010 2:34 PM
Economists say stimulus helped but cite U.S. central bank's key role in jump-starting growth...Read More
 
Americans Shed Debt, See Rise in Net Worth
3/11/2010 3:44 PM
U.S. households got richer for a third straight quarter at the end of 2009, a favorable trend for an economic recovery that could use some more fuel...Read More
 
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3/11/2010 3:20 PM
The rapid growth in China's bank lending and investment spending slowed in February, official data show, a sign that the government's gradual withdrawal of stimulus policies is starting to have an effect...Read More
 
Credit Market Springs to Life
3/11/2010 12:37 PM
Companies around the globe are aggressively borrowing in the debt markets once again -- a sign of renewed confidence in the world economy....Read More
 
Foreclosure-Filings Pace Slows
3/11/2010 9:07 AM
U.S. foreclosure filings rose 6% in February from a year earlier, the smallest increase in four years...Read More
 
U.K.'s Home Retail Boosts Outlook
3/11/2010 7:03 AM
The parent of retail chains Argos and Homebase raised its profit guidance for this year, despite declining like-for-like fourth-quarter sales...Read More
 
Gloom at Small Firms Clouds Outlook
3/11/2010 6:01 AM
Small firms are lagging far behind big companies in the early stages of the economic recovery, a dichotomy that is likely to slow the upturn...Read More
 
Senate Passes $150 Billion Jobs Bill
3/11/2010 2:58 PM
The U.S. Senate voted 62-36 Wednesday to approve a roughly $150 billion bill that extends a series of tax credits targeted at businesses and individuals...Read More
 
U.K. Inflation Expectations Edge Higher
3/11/2010 3:49 AM
U.K. public inflation expectations for the year ahead rose in February, while public satisfaction with the way the BOE is doing its job rose to its highest level since May 2007...Read More





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